Transamerica's life insurance helps protect people's financial futures with solutions for all phases of life.

Transamerica 的人寿保险通过针对人生各个阶段的解决方案帮助保护人们的财务未来。

LIFE INSURANCE

• Term Life Insurance

Term insurance protects families for a specific length of time (or "term") and often offers lower premiums than permanent life insurance. Ideal for business owners, young families on a budget, or older clients who need life insurance.

定期保险在特定的时间长度（或“期限”）内保护家庭，并且通常提供比永久人寿保险更低的保费。非常适合企业主、预算有限的年轻家庭或需要人寿保险的老年客户。

• Index Universal Life Insurance

Indexed universal life insurance offers death benefit protection, index-based cash value growth potential over time, and a guaranteed minimum interest rate.

指数型万能寿险提供身故赔偿保障、基于指数的现金价值随时间增长的潜力，以及保证的最低利率。

• Whole Life Insurance

Whole life insurance is the most common form of permanent life insurance to help families protect their long-term financial security. It is the only life insurance policy that offers guaranteed level premiums, a guaranteed death benefit and guaranteed cash value.

终身人寿保险是最常见的永久性人寿保险形式，可帮助家庭保障其长期财务安全。 它是唯一提供保证水平保费、保证身故赔偿和保证现金价值的人寿保险单。

• Final Expense Life Insurance

Transamerica's final expense life insurance can help pay for end-of-life expenses, so when the time comes, loved ones can focus on family, not finances.

Transamerica 的最终费用人寿保险可以帮助支付临终费用，因此当时机成熟时，亲人可以专注于家庭，而不是财务。

• Foreign Nationals

Foreigners who frequently visit, do business or own property in the United States may be unaware of the potential estate tax risks they may face. Transamerica's life insurance solutions can help address this issue.

经常在美国访问、经商或拥有财产的外国人可能不知道他们可能面临的潜在遗产税风险。 Transamerica 的人寿保险解决方案可以帮助解决这个问题。

官方网站：https://www.transamerica.com/insurance/life-insurance