Service and Products:

Life Insurance includes Health Insurance, Corporate Insurance Planning, Tax-Saving Solutions, Retirement Planning, Legacy Planning, Investment and Savings, Wealth Management, and Mortgage Planning.

产品与服务：人寿保险包括健康保险, 采购产品企业保险计划，节税解决方案，退休计划，遗产计划，投资和储蓄，财富管理，抵押贷款计划。

Life Insurance

– Health Insurance

– Critical Illness Insurance

– Universal Life Insurance

– Term Life Insurance

– Participating Whole Life Insurance

– Disability Insurance

– Accident Insurance

– Extended Health Care coverage

– Travel Medical Insurance

– Medical Insurance for Visitors to Canada

Corporate Insurance Planning

From employee health insurance, extended health benefits, comprehensive insurance, and disability insurance, Novella Wealth ensures that clients' valuable employees are fully protected and worry-free.

Tax-Saving Solutions

1. Maximizing Tax Reduction through Registered Accounts and Utilization Strategies

2. Personal finance strategies and small business tax reduction strategies

3. Advice on increasing tax credits through charitable programs

Retirement Planning

Canada's public pensions, such as the Canada Pension Plan (CPP), the Old Age Security Pension (OAS), and the Registered Retirement Savings Plan (RRSP) are sources where clients can secure retirement savings, and Novella Wealth Advisors can help clients find the right retirement plan to supplement their government pensions and ensure that they retire the way they want to live. Novella Wealth also offers enduring wealth management services, including insured retirement plans, where the firm strategically and skillfully manages clients' retirement accounts to protect their retirement funds.

Legacy Planning

Novella Wealth ensures that clients' assets and estates are protected when they leave and that clients' estates are distributed according to their wishes, increasing time efficiency by minimizing final taxes and maximizing estates (e.g. reducing or avoiding probate fees).

Investment and Savings

With a comprehensive understanding of tax regulations, Novella Wealth wants to help maximize savings and put more money in our clients' pockets.Novella Wealth increases our clients' money through tax-free and tax-deferred savings options such as TFSAs, RRSPs, RESPs and RRIFs.

Wealth Management

Novella Wealth has a proven track record of managing clients' savings and investments by selecting the best segregated funds based on their financial goals.

Mortgage Planning

By contacting various mortgage lenders, Novella Wealth can help clients compare mortgage rates, purchase mortgages, and develop down payment savings plans.

official website: https://novellawealth.com

人寿保险

- 健康保险

– 重大疾病保险

– 万能寿险

– 定期人寿保险

– 参与终身寿险

- 伤残保险

- 事故保险

– 扩大医疗保健覆盖范围

– 旅游医疗保险

– 加拿大游客医疗保险

企业保险规划

Novella Wealth从员工健康保险、扩展健康福利、综合保险和伤残保险，确保客户的宝贵员工得到充分保障，无后顾之忧。

节税解决方案

1. 通过注册账户和使用策略最大限度地减少税收

2. 个人理财策略和小企业减税策略

3. 关于通过慈善计划增加税收抵免的建议

退休计划

加拿大的公共养老金，如加拿大养老金计划 (CPP)、老年保障养老金 (OAS) 和注册退休储蓄计划 (RRSP) 是客户可以获得退休储蓄的来源，Novella Wealth Advisors 可以帮助客户找到正确的退休计划，以补充他们的政府养老金，并确保他们以他们想要的生活方式退休。Novella Wealth 还提供持久的财富管理服务，包括有保险的退休计划，公司战略性地和巧妙地管理客户的退休账户以保护他们的退休资金。

遗产规划

Novella Wealth 确保客户的资产和遗产在他们离开时得到保护，并确保客户的遗产根据他们的意愿分配，通过最大限度地减少最终税和最大化遗产（例如减少或避免遗嘱认证费）来提高时间效率。

投资与储蓄

凭借对税收法规的全面了解，Novella Wealth 希望帮助最大限度地节省储蓄，并将更多的钱放在客户的口袋里。Novella Wealth 通过免税和延税储蓄选项（例如 TFSA、RRSP、RESP 和RRIF）

财富管理

Novella Wealth 通过根据客户的财务目标选择最佳隔离基金来管理客户的储蓄和投资，拥有良好的业绩记录。

按揭计划

通过联系各种抵押贷款机构，Novella Wealth 可以帮助客户比较抵押贷款利率、购买抵押贷款并制定首付储蓄计划。

官方网站：https://novellawealth.com