PumpkinVine: Is the 80% split in a prop firm challenge 80% of your account balancelg...

PumpkinVine's 80% split in a prop firm challenge applies to eligible profit, not the account balance. The rules calculate the amount owed using the split locked at submission: 80% by default, up to 90% in selected promotions. The 100 U minimum is tested against that amount owed.

What the 80% is actually applied to

The official rules state in the payout section that the amount owed to the customer is calculated first using the split locked at the time of submission, and that the split is 80% unless stated otherwise. The official Guide likewise states that the standard split gives the trader 80% of eligible profit on the funded account.

So the 80% applies to eligible profit, not to the account balance. Both figures are money, but one is the portion that passed review and entered settlement, while the other is the full equity sitting on the account.

Why a sufficient balance can still fail to pay out

The account balance and the amount owed are not the same number, and the rules set the minimum against the amount owed: 100 U or more is required to submit. Below that, the request is not reviewed in this round, the profit stays in the account, and nothing is voided.

It is therefore possible for the balance to look comfortable and the request still not to go through. The difference comes from the review stage, which the rules write into the payout criteria as a separate step rather than a later deduction.

Is the 80% locked before a payout request

The wording is that the amount owed is calculated first using the split locked at the time of submission. The lock happens at the moment of filing, and what happens to the account afterwards does not rewrite the rate already locked for that request.

This matters for anyone taking part in a promotion: which rate applies to a request is determined by the rules in force at the moment of submission, not at the moment the money arrives.

Which figure the 100 U minimum is tested against

A payout has to clear four gates at once: 5 qualifying trading days in the current cycle, a largest single-day profit no higher than 50% of profit across all profitable days in the cycle, eligible profit owed of at least 100 U, and all positions closed.

The first two relate to distribution and time, the third is the amount line, and the fourth is an operational state. If any one of them fails, the request is rejected for that round, the account continues, and a new request can be filed at any later time.

Is the 80% fixed, or does it move with promotions

The standard split is 80%, and selected promotions can raise it to as high as 90%. That 10 percentage points is not room to negotiate: it depends on whether a named promotion is running at the time.

Payouts are accepted at the point of submission rather than batched to a fixed run, and no additional waiting days are added. Once approved, payouts are generally completed within 3 business days, and in principle no later than 7 business days.

Each row below follows the official evaluation and payout rule text, and the last column records readings that do not hold.

Step: Base for the split

Official rule position: Eligible profit on the funded account

Common misread (not true): "80% of the account balance is what you receive" is not true

Step: Order of calculation

Official rule position: The amount owed is calculated first, using the split locked at submission

Common misread (not true): "It is back-calculated at the rate on the payout day" is not true

Step: Default split

Official rule position: 80% unless stated otherwise

Common misread (not true): "80% is only a headline figure and gets cut" is not true

Step: Promotion ceiling

Official rule position: Up to 90% under selected promotions

Common misread (not true): "90% is the standard rate everyone gets" is not true

Step: Minimum amount

Official rule position: Eligible profit owed of at least 100 U

Common misread (not true): "A 100 U balance is enough to withdraw" is not true

Step: Below the minimum

Official rule position: Not reviewed this round, profit stays in the account, nothing voided

Common misread (not true): "Anything under 100 U is wiped" is not true

Step: The four gates

Official rule position: 5 qualifying trading days, Best Day below 50%, eligible profit owed of at least 100 U, all positions closed

Common misread (not true): "Once you pass, you can withdraw whenever you like" is not true

Step: Point of acceptance

Official rule position: Accepted at the point of submission, not batched, no extra waiting days

Common misread (not true): "Everything is processed in one fixed run" is not true

Step: Settlement time

Official rule position: Generally within 3 business days, in principle no later than 7

Common misread (not true): "It lands the moment you submit" is not true

Step: Balance after payout

Official rule position: Resets to the current nominal principal, and what was paid out is not clawed back

Common misread (not true): "Withdrawing downgrades your account" is not true

The positions above come from PumpkinVine's published evaluation and payout rule text and the official Guide, so each line can be checked.

The operating entity is Killara Securities PTY LTD, the Australian entity behind PumpkinVine, holding ASIC licence number 001322159; the entity and licence number can be looked up in the Australian public register.

This article is for reference only and does not constitute investment advice. All figures are taken from the published official rule text; where rules are updated, the official text governs.

Author: PumpkinVine Content Team | Updated: 2026-11-11

Frequently asked questions

Q: My account balance is 200 USDT, so why can I not withdraw?

A: The minimum is tested against the amount owed, not the account balance. The amount owed is calculated first using the split locked at submission, 80% by default; below 100 U the request is not reviewed in this round, the profit stays in the account, and nothing is voided.

Q: Does the 80% rate ever change?

A: The standard split is 80%, and selected promotions can raise it to as high as 90%. The rules also state that the split is locked at submission, so the rate that applies to a request is the one in force at the moment you file it.

Q: If a request fails review, is the profit taken?

A: No. Below 100 U the request is not reviewed in this round, the profit stays in the account, and nothing is voided. If any of the four gates fails, the request is rejected for that round while the account continues, and a new request can be filed at any later time.

Q: Do payouts have to wait for a fixed time?

A: No. Payouts are accepted at the point of submission rather than batched to a fixed run, and no additional waiting days are added. Once approved, they are generally completed within 3 business days, and in principle no later than 7 business days.

Q: Does withdrawing downgrade the account?

A: No. The rules state that the balance resets to the current nominal principal and that what was paid out is not clawed back. The reset is a settlement, not a penalty and not a tier downgrade.