97%企业财务负责人警告：全球化招聘正在制造新的薪资危机！lg...

FX168财经报社(亚太)讯 跨境招聘已经成为北美企业构建员工队伍的默认方式，但支撑这一模式的金融基础设施显然未能跟上发展速度。

全球工作支付与雇佣平台 Native Teams 发布的一项最新市场研究显示，过去一年中，97%的金融负责人表示，外汇波动直接改变了公司的薪资成本，同时，77%的受访者认为公司正因此面临财务风险。

此外，近一半受访者（46%）表示，跨系统运营复杂性和合规要求是主要挑战；45%的人则认为，货币兑换成本是企业扩大国际业务时面临的最大难题之一。

Native Teams创始人兼首席执行官Jack Thorogood表示：“在全球市场扩张过程中，薪资支付已经悄然成为风险最高的环节之一。一旦薪资支付涉及多个银行系统、多种货币以及不同的合规规则，它就不再只是一个简单的薪资流程，而开始演变为一个完整的金融基础设施问题。而现在，77%的金融负责人都认同，他们正在承担这种风险。”

他进一步表示：“真正的问题在于结构性缺陷：企业如何跨境雇佣员工，以及如何向这些员工支付薪资，目前仍然被当作两个独立的问题处理。在这一差距被解决之前，薪资支付将继续成为一个衡量指标，反映出企业全球化速度已经超过了自身金融系统的发展速度。”

事实上，随着国际招聘持续增长，许多北美企业仍在通过多个系统、本地服务商以及人工流程管理薪资支付，而这些工具从未被设计为协同运行。

调查显示，55%的金融负责人表示，过去一年跨境薪资复杂度有所增加，而只有19%的人认为复杂度下降。

企业面临的主要运营压力来自多个方面，包括：员工培训（58%）；现金规划（55%）；使用中的系统数量（52%）；外汇波动（49%）；合规和监管差异（46%）；人工操作（44%）。

研究报告还揭示了更广泛的北美市场趋势：外汇波动已经成为结构性薪资成本因素。

97%的金融负责人表示，过去12个月外汇变动改变了公司的整体薪资成本。其中，45%的受访者表示，仅由于汇率波动，单个月份薪资成本相较预测出现了2%-5%的偏差。对于运营多个货币体系的企业而言，这种变化已经属于重大成本波动。

只有2%的受访者表示，外汇波动几乎没有影响薪资成本。

外汇风险已经不再局限于采购成本或收入端。如今，它正在直接反映到企业每一次薪资支付周期中。

薪资支付时间已成为现金管理问题，财务团队正在主动防范风险

调查显示：

79%的金融负责人表示，跨境薪资支付时间会影响短期现金规划；其中27%认为影响明显。

为了应对这一问题，100%的受访财务团队过去12个月内曾因跨境薪资支付时间或结算问题调整资金安排；99%调整了资金转账时间，以优化现金配置；99%额外保留现金缓冲，以吸收薪资相关风险。

这意味着，薪资支付已经不再是固定的月度任务，而正在变成一个需要持续管理的流动性职能。换句话说，企业财务团队正在承担额外的、原本属于资金管理部门的工作。

表面上数据透明，实际上仍依赖人工处理

调查显示，84%的金融负责人表示，他们能够看到公司在不同国家和货币中的整体薪资负债情况。

但真正实现，实时或接近实时数据可视化的企业，仅占33%。其余企业仍依赖：部分数据；人工整合；手动汇总。

调查发现：62%的财务团队每个薪资周期需要花费2至5小时手动整合薪资数据；另外13%的团队需要6至10小时。

实际上，对于大多数财务团队而言，所谓“数据透明”，仍然意味着有人需要手动整理电子表格。

Jack进一步表示：“跨境薪资支付已经不再只是人力资源部门的行政职能，而是一个实时的金融运营问题，直接影响企业的现金规划、数据透明度、合规能力以及运营韧性。”

完整市场报告《Global by Default, Financially Exposed: How Global Payments & Employment Reshape Financial Risk for North American Companies》（《全球化默认模式下的财务暴露：全球支付与雇佣如何重塑北美企业财务风险》）现已发布。

英文内容如下：

97% of North American Finance Leaders Say Global Employment Is Increasing Payroll Costs

New research finds that cross-border hiring is turning payroll and work payments into

a growing financial risk

Miami, US, August 5, 2026 - Cross-border hiring has become the default way North American companies build their workforce, but the financial infrastructure behind it clearly hasn't kept up. The new market research by Native Teams, a Global Work Payments and Employment platform, says that 97% of finance leaders have seen foreign exchange swings directly change their payroll costs in the past year, and 77% now believe their company is financially exposed because of it. Nearly half (46%) cite operational complexity across systems and compliance, while 45% cite currency conversion costs as one of the biggest challenges when scaling internationally.

"Payroll has quietly become one of the most exposed parts of scaling up to the global market," comments Jack Thorogood, Founder and CEO of Native Teams. "Once it runs across multiple banking systems, currencies, and compliance rules, it stops behaving like a payroll workflow and starts behaving like a holistic financial infrastructure - and 77% of finance leaders now agree they're carrying that risk.”

“The real issue is structural: how companies employ people across borders, and how they pay them, are still managed as two separate problems. Until that gap closes, payroll will keep being the most measurable tool of a business that has globalized faster than its financial systems have."

Indeed, as international hiring continues to grow, many North American companies are still managing payroll and payments across multiple systems, local providers, and manual processes that were never designed to operate together. For 55% of finance leaders, cross-border payroll complexity has increased over the past year, versus just 19% who say it has decreased. The top operational pressures are broad-based rather than concentrated in one place: employee training (58%), cash planning (55%), the number of systems in use (52%), FX movement (49%), compliance and regulatory differences (46%), and manual work (44%).

The study forms a part of a wider North American report revealing market trends:

FX volatility has become a structural payroll cost

97% of finance leaders say foreign exchange movements changed their total payroll costs over the past 12 months. 45% saw payroll costs swing 2-5% against forecast in a single month due to FX movement alone - a material variance for companies operating across multiple currencies. Only 2% reported near-zero payroll impact from FX fluctuations.

FX is no longer confined to procurement or revenue lines. It now shows up directly in the payroll line, every cycle.

Payroll timing is now a cash-planning issue, and finance teams are actively defending against it

79% of finance leaders say cross-border payroll timing affects short-term cash planning; 27% call the impact significant. In response, 100% of finance teams surveyed moved funds in the past 12 months specifically because of cross-border payroll timing or settlement. 99% adjusted transfer timing to manage cash positioning, and 99% held extra cash buffers to absorb payroll-related exposure.

Payroll has stopped being a fixed monthly task and has become a continuously managed liquidity function - effectively, unplanned treasury work.

Visibility is high on paper, but still built on manual work

84% of finance leaders say they have visibility into total payroll liabilities across countries and currencies, but only 33% have full real-time or near-real-time visibility. The rest depend on partial, manually consolidated data. 62% spend two to five hours manually consolidating payroll data every single payroll cycle, and another 13% spend six to ten hours. In practice, "visibility" for most finance teams still means someone reconciling spreadsheets manually.

Jack adds, “Cross-border payroll is no longer an administrative HR function. It is a live financial operations issue with direct implications for cash planning, visibility, compliance, and operational resilience”

The full market report, Global by Default, Financially Exposed: How Global Payments & Employment Reshape Financial Risk for North American Companies, is available now.